TMB Rupay Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle

Photo identification for enhanced card security
Worldwide acceptance for ATM, POS, and online transactions
Secure EMV chip and PIN protection
Simple issuance and branch-assisted support
Overview
TMB Select International Card is designed for the elite segment of customers, offering a blend of exclusive lifestyle privileges, premium banking benefits and comprehensive insurance coverage. It ensures convenience, security and access to global platforms.
Product Highlights
Customers benefit from enhanced photo-based security, Rupay global acceptance, and clear SMS alerts for every transaction. With chip and PIN protection, easy servicing, and reliable performance, the card supports safe and simple everyday banking
Features and Benefits
The card includes contactless capability, secure EMV chip technology, and the convenience of online and merchant payments. Customers can rely on real-time alerts, seamless servicing through branches, and optional insurance facilitation
Eligibility
Residents holding eligible TMB Savings or Current Accounts may apply. Standard KYC documents and a recent photograph are required. Additional conditions may apply based on account type or customer profile
Features, charges and daily limits
A premium lifestyle debit card with exclusive privileges, insurance & global access
Key Features & Benefits
| Parameter | Details |
|---|---|
| Eligibility | Individual, Proprietor of Proprietorship Concern, Joint account holders - with mode of operation (E or S) or anyone or (F or S), Karta of Hindu Undivided Family (HUF) accounts, Savings Bank Accounts - Except Basic Savings Bank Accounts |
| Accidental Insurance | Personal Accident & Total Permanent Disability cover up to ₹10 Lakhs |
| Gym Membership | 15 days / 1 month free gym membership with 40–50% discount on membership extension |
| Golf Privileges | 1 complimentary golf lesson/round per year with discounted access from the 2nd visit onwards |
| Health Check-up | 1 complimentary premium health check-up per year with discounts on subsequent packages |
| SPA Services | 1 complimentary SPA session per year and 40–50% discount on additional sessions |
| Airport Lounge Access | Domestic: 1 visit per quarter at 20+ loungesInternational: 2 visits per year at 500+ lounges |
| Concierge Services | 24×7 personal assistance available in English & Hindi |
Fees & Charges
| Charge Type | Applicable Fee |
|---|---|
| Joining Fee | ₹1,000 |
| Annual Fee (from 2nd year onwards) | ₹1,000 |
| Card Re-issue Fee | ₹1,000 |
| PIN Re-generation Fee | ₹50 |
Usage Limits & Conditions
| Usage Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹50,000 |
| POS (Point of Sale) Limit | ₹5,00,000 |
| E-Commerce (Online Transaction) Limit | ₹5,00,000 |
| International Usage | Enabled |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹5,00,000 |
| Third Party Transfer | No ceiling | ₹5,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹5,00,000 |
| E-Commerce Transactions | No ceiling | ₹5,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account