TMB Prepaid Card (General)
A reloadable prepaid card for safe, controlled spending across ATMs, POS terminals and online payments
Safe & cashless payments anywhere, anytime
Reloadable card for controlled spending
EMV chip security for enhanced protection
Accepted across ATMs, POS & online merchants
Overview
TMB Prepaid Card is a versatile, reloadable payment solution designed for individuals and businesses seeking convenience, safety, and control. Whether for travel, gifting, employee payouts, or digital payments
Product Highlights
TMB Prepaid Card enables seamless payments across ATMs, POS machines, and online platforms, giving users the power to spend securely without linking their bank account. The reloadable feature allows multiple top-ups, making it ideal for controlled budgeting, travel funds, corporate disbursements, and special-purpose spending
Features and Benefits
Enjoy cashless convenience with the EMV-secured prepaid card that works across a wide acceptance network. Users can load and reload amounts as needed, enabling flexible and purpose-specific spending. The card reduces risks associated with cash handling while providing better expense tracking
Eligibility
TMB Prepaid Card is available to individuals, corporates, and institutions maintaining an account with Tamilnad Mercantile Bank. Applicants must comply with KYC requirements and provide the necessary documents for issuance
Features, charges and daily limits
A secure, reloadable card for controlled spending, easy payments & cash access
Key Features & Benefits
| Parameter | Details |
|---|---|
| Card Type | Reloadable Prepaid Card |
| Reload Option | Reloadable in multiples of ₹100 |
| Maximum Balance | Balance on the card should not exceed ₹1,00,000 at any point |
| Minimum Amount of Issue | ₹500 |
| Maximum Amount of Issue | ₹1,00,000 |
| Card Joining Fee | ₹100 + applicable taxes |
| Reload Fee (per reload) | ₹10 + applicable taxes |
| Card Validity | 5 Years |
| Annual Fee | ₹50 + applicable taxes |
| Card Replacement Fee | ₹100 + GST |
| Physical Statement of Account | ₹100 + GST |
| Cash Withdrawal at Own ATMs | Free of charge |
| Transactions at Other Bank ATMs | Cash Withdrawal: ₹21 per transaction Non-financial transaction: ₹6 Card-to-Card Transfer: ₹10 |
| Merchant Transactions | No charges (surcharge applicable for specific categories such as Petrol Pumps, Railways, etc.) |
| Usability Channels | ATM, POS & E-commerce (ECOM) |
| After Expiry – Card Reissue | New card issued on request; available balance transferred to new card. Replacement fee of ₹100 + GST applicable |
| After Expiry – Refund Option | Cardholder may request refund of available balance by submitting bank account details |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
