TMB Gift Card
A thoughtful prepaid gifting option that offers ease, flexibility and secure
transactions for any occasion
Load once and gift with complete ease
Perfect for festivals, celebrations & corporate rewards
EMV chip security for safe and seamless spending
Widely accepted at POS, ATMs & online merchants
Overview
TMB Gift Card is a smart and elegant way to celebrate special occasions by giving the freedom of choice. It works like a prepaid card, allowing recipients to shop at POS outlets, online merchants, and ATMs with complete convenience
Product Highlights
With the TMB Gift Card, you can load a fixed amount and present it as a versatile gift for festivals, birthdays, weddings, employee rewards, or special milestones. The card is easy to issue, safe to carry, and widely accepted—making it an ideal gifting option
Features and Benefits
Enjoy the convenience of gifting without choosing specific items—recipients can shop according to their preferences across a wide acceptance network. The card offers secure transactions, a hassle-free reload-free format, safe digital usage, and ease of tracking expenditures
Eligibility
TMB Gift Card can be availed by individuals and corporate customers of Tamilnad Mercantile Bank for personal gifting, celebrations, promotional events, and employee awards
Features, charges and daily limits
A convenient, non-reloadable card for gifting, rewards & secure merchant payments
Key Features & Benefits
| Parameter | Details |
|---|---|
| Card Type | Non-Reloadable Gift Card |
| Minimum Amount of Issue | ₹500 |
| Maximum Amount of Issue | ₹10,000 |
| Card Joining Fee | Account Holders: Free Non-Account Holders: Free up to ₹5,000; above ₹5,000 – ₹50 + applicable taxes |
| Card Validity | 3 Years |
| Annual Fee | NIL |
| Card Replacement Fee | ₹100 + GST |
| Usability | POS and E-Commerce transactions at merchant establishments only |
| ATM Cash Withdrawal | Not permitted |
| Merchant Transaction Charges | No charges at RuPay-enabled merchants; surcharge applicable at select categories such as Petrol Pumps, Railways, etc. |
| Transactions at Other Bank ATMs | Cash Withdrawal: ₹21 per transaction Non-financial transaction: ₹6 Card-to-Card Transfer: ₹10 |
| After Expiry – Balance Transfer | Remaining balance can be transferred to a new Gift Card purchased within 90 days from expiry, subject to submission of required KYC documents |
| KYC Requirement on Reissue | Existing KYC-compliant bank customers need not submit KYC again |
| Balance Forfeiture Clause | Balance will be forfeited if reissue request is not submitted within 90 days of expiry |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
