TMB Fleet Cards

TMB Fleet Card is designed to deliver convenience, security, and spending control for individuals and fleet operators

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Reloadable prepaid convenience

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Multi-card support for fleet operators

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Wide acceptability across ATM, POS & ECOM

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Low issuance, reload & replacement fees

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Overview

TMB Fleet Card offers a convenient, prepaid way to manage everyday fuel purchases, travel expenses, and merchant payments. It is designed for individuals and business operators needing efficient oversight of travel-related spends

 
Product Highlights

The card can be issued to individuals and fleet operators, offering flexibility in usage and top-ups. Customers can reload the card in multiples of ₹100 with a maximum balance limit of ₹1,00,000

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Features and Benefits

TMB Fleet Card provides a practical and cost-effective alternative to cash-based expense management. Users enjoy cash withdrawals at TMB ATMs at no charge, transparent fee structures for transactions at other ATMs, and zero merchant charges except where applicable surcharges apply

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Eligibility

The card can be purchased by any individual or non-individual entity, excluding minors. Fleet operators and non-individuals can hold multiple cards, whereas individuals may hold up to three cards. Visiting foreign nationals and NRIs are not eligible for card issuance

Fleet card limits & charges

Review all applicable limits, fees, and charges for issuance, usage, reload, replacement, and merchant transactions

Transaction Limits (Per Day)

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Channel arrow_downwardNature of Transaction arrow_downwardDaily Limit – No. of Txn arrow_downwardAmount arrow_downward
ATMCash withdrawal1050,000/-
ATMSelf transferNo ceiling5,00,000/-
ATMThird Party Funds TransferNo ceiling5,00,000/-
ATMCard to Card Funds Transfer525,000/- (#)
ATMCard-less Cash Withdrawal – RemitterNo ceiling50,000/- (&)
ATMIMPS Funds Transfer through ATMNo ceiling50,000/-
ATMUtility Bill payments (TNEB, Chennai Corp Tax, etc.)No ceilingNo ceiling
ATMNon-financial transactionsNo ceilingNot Applicable
POSMerchant POS transactionsNo ceiling5,00,000/-
ECOME-commerce (Card Not Present)No ceiling5,00,000/-

Charges

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Particulars arrow_downwardTMB Business Card arrow_downward
Issue of New CardRs. 200/- + service tax
Card issuance charges waived accountsTMB Gold Current Account, TMB Diamond Current Account
Renewal of CardsNo charge
Annual fee (from 2nd year onwards)Rs. 200/- + service tax
Annual fee waived accountsRs. 200/- + service tax
Reissue of Lost/Stolen/Damaged CardRs. 200/- + service tax
Reissue of PINRs. 50/- + service tax

Merchant / Internet Transactions

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Type of Transaction arrow_downwardCharges per Transaction (&) arrow_downward
Usage at Merchant Establishments / POS TerminalsNo charges
Petrol pumps2.5% of transaction amount or Rs.10/- (whichever is higher) + service tax
IRCTC & selective e-commerce sitesApplicable surcharge + service tax

Charges

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Type of Transaction arrow_downwardCharges per Transaction (&) arrow_downward
TMB Surabhi ATM chargesNIL
Financial transactionRs. 19/-
Non-Financial transactionRs. 7/-

Features

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Feature arrow_downwardDetails arrow_downward
EligibilityAny individual / non-individual (except minors)
LimitationMax 3 cards per individual; no limit for fleet operators; not issued to visiting foreign nationals & NRIs
Duplicate Card IssueIssued on written request (same process as ATM/Debit cards)
Reloadable-
Minimum amount of issue-
Maximum amount of issue₹1,00,000
MCLR – 1 Year-
Card Joining Fee-
Base Rate₹100 + tax (waived for bulk 10+ cards)
BPLR (Benchmark Prime Lending Rate)-
Reload Fee₹10 + tax
5 years to 10 years-
Validity5 years
Card Replacement Fee₹100 + GST
Physical Statement₹100 + tax
Cash Withdrawal at TMB ATMsFree
Transactions at other bank ATMsCash: ₹21, Non-financial: ₹6, Card to Card: ₹10
Merchant PaymentsNo charges except category-specific merchant surcharges
UsabilityATM, POS, ECOM
Annual Fee₹50 + tax
After ExpiryBalance transferred to new card; refund available on request

Frequently Asked Questions

Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account

Businesses operating vehicle fleets and transport related activities can apply.

Businesses operating vehicle fleets and transport related activities can apply.
The card helps manage fuel and vehicle related expenses.

The card helps manage fuel and vehicle related expenses.
Transaction tracking is available as per card management features.

Transaction tracking is available as per card management features.
Controls may be available based on card configuration and policy.

Controls may be available based on card configuration and policy.
Acceptance is subject to merchant network availability.

Acceptance is subject to merchant network availability.
Businesses operating vehicle fleets and transport related activities can apply.

Businesses operating vehicle fleets and transport related activities can apply.
The card helps manage fuel and vehicle related expenses.

The card helps manage fuel and vehicle related expenses.
Transaction tracking is available as per card management features.

Transaction tracking is available as per card management features.
Controls may be available based on card configuration and policy.

Controls may be available based on card configuration and policy.
Acceptance is subject to merchant network availability.

Acceptance is subject to merchant network availability.