TMB Super Flexi Current Account

Enjoy flexible, self-adjusting benefits based on your monthly average balance, giving you greater convenience, cost-efficiency, and anytime banking freedom

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Dynamic free limits based on previous month’s AMB

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Anywhere Banking Facility for seamless operations

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Higher transaction limits as your monthly balance grows

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Automatic category-upgrade
every month

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Overview

The TMB Super Flexi Current Account is an innovative, self-updating account that automatically adjusts its benefits based on your previous month’s Average Monthly Balance (AMB)

Product Highlights

For the entire month, your account enjoys the benefits of the assigned category, the system re-evaluates your AMB at the end of each month, your account is automatically upgraded or reclassified based on your updated AMB, ensuring you always enjoy appropriate privilege

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Features and Benefits

Anywhere Banking Facility for easy cash deposits, withdrawals, and transactions across branches, Category-based benefits updated automatically each month, Dynamic free limits linked to the previous month’s AMB, Designed for businesses of all sizes with flexible transaction privileges

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Eligibility

Open to business entities, proprietors, partnerships, companies, traders, and professionals, KYC and business documentation as per RBI guidelines

Features & benefits

Enjoy flexible transaction limits and enhanced benefits that automatically scale with your account's previous month average balance

Feature overview

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Average Monthly Balance (MAB) Slab arrow_downwardCash Deposit Limit (per month) arrow_downwardKey Benefit arrow_downward
₹25,000 - ₹49,999Up to 14 times of previous month MABEntry-level flexibility with enhanced deposit limits
₹50,000 - ₹99,999Up to 15 times of previous month MABHigher free cash deposit capacity
₹1,00,000 - ₹2,99,999Up to 18 times of previous month MABImproved liquidity for growing businesses
₹3,00,000 - ₹9,99,999Up to 20 times of previous month MABPremium transaction flexibility
₹10,00,000 & AboveUp to 25 times of previous month MABMaximum cash deposit freedom and superior benefits

Service charges & fees

Here's a transparent view of all applicable charges for your account and related services

Account maintenance charges

Account maintenance charges are dynamically aligned to the previous month’s average balance (PMAB). Higher balances unlock enhanced free limits and reduced service charges as per Super Flexi slab classification

Dynamic benefits based on balance slab

Minimum balance requirement

There is no fixed slab-based charging model. The account is classified every month based on the previous month’s average balance, and benefits are applied automatically for the entire following month

Auto-classified monthly

Cash deposit and withdrawal limits

Free cash deposit limits are calculated as multiple times of previous month’s average balance, offering significantly higher flexibility compared to standard current accounts

High cash handling flexibility

Fund transfer charges

NEFT and RTGS transactions carried out through Internet Banking and Mobile Banking are free of charge, subject to RBI and bank guidelines

Free digital transfers

Counter cash transactions
per month

Get up to 5 free cash transactions every month, or enjoy this benefit up to your ₹3 lakh deposit limit, whichever comes first

5 free cash transactions

Frequently Asked Questions

Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account

Businesses firms and eligible entities meeting the bank’s account opening criteria can open a Super Flexi Current Account.

Businesses firms and eligible entities meeting the bank’s account opening criteria can open a Super Flexi Current Account.
The account offers flexibility in maintaining balances as per predefined slabs and account structure.

The account offers flexibility in maintaining balances as per predefined slabs and account structure.
Yes internet banking and other digital transaction facilities are available for this account.

Yes internet banking and other digital transaction facilities are available for this account.
Cash deposits and withdrawals are permitted as per bank guidelines.

Cash deposits and withdrawals are permitted as per bank guidelines.
Service charges apply as per the bank’s schedule of charges.

Service charges apply as per the bank’s schedule of charges.
Businesses firms and eligible entities meeting the bank’s account opening criteria can open a Super Flexi Current Account.

Businesses firms and eligible entities meeting the bank’s account opening criteria can open a Super Flexi Current Account.
The account offers flexibility in maintaining balances as per predefined slabs and account structure.

The account offers flexibility in maintaining balances as per predefined slabs and account structure.
Yes internet banking and other digital transaction facilities are available for this account.

Yes internet banking and other digital transaction facilities are available for this account.
Cash deposits and withdrawals are permitted as per bank guidelines.

Cash deposits and withdrawals are permitted as per bank guidelines.
Service charges apply as per the bank’s schedule of charges.

Service charges apply as per the bank’s schedule of charges.