TMB VISA Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle
Enhanced security with your photo printed on the card
Global acceptance for ATM withdrawals and POS payments
Contactless payments for quick and easy transactions
Simple application process through your home branch
Overview
TMB Visa Photo Card is designed for customers who prefer additional security while transacting. The inclusion of the cardholder’s photograph provides immediate verification
Product Highlights
Customers benefit from secure card operation, simple issuance, and wide usability across ATMs and merchant establishments. The card supports contactless payments for faster checkouts and can be linked to eligible savings or current accounts
Features and Benefits
The card offers enhanced identity protection, global acceptance, and convenient cash withdrawal and purchase options. Customers can enjoy secure PIN-based authentication, online payment capability, and seamless account debits
Eligibility
Available to resident individuals holding eligible TMB Savings or Current Accounts. Standard KYC documentation is required
Features, charges and daily limits
A secure, internationally accepted debit card with photo identity and enhanced transaction limits
Eligibility & Account Coverage
| Eligible Category | Details |
|---|---|
| Individuals | Resident Individuals |
| Proprietorship | Proprietor of Proprietorship Concern |
| Joint Accounts | Joint account holders with mode of operation E or S / F or S |
| HUF | Karta of Hindu Undivided Family (HUF) |
| Savings Accounts | All Savings Bank accounts (except No-Frills accounts) |
| Youth Accounts | SB Dynamic Youth Account holders aged above 17 years |
| Special Accounts | Mahila Subbha, Santhosh Savings, Classic Salary, Prime Salary Savings Bank Account, Super Salary Savings bank Account, Staff SB Account |
| NRI Accounts | SB NRE |
| Premium Accounts | SB Premium Account |
| Staff / VISA Accounts | VISA Account, VISA Staff Account |
Card Charges
| Charge Type | Applicable Fee |
|---|---|
| Joining Fee | ₹200 + GST |
| Re-issue Fee | ₹200 + GST |
| PIN Re-generation | ₹50 + GST |
| Annual Fee (from 2nd year onwards) | ₹150 + GST |
Usage Terms
| Parameter | Limit |
|---|---|
| Cash Withdrawal Limit | ₹50,000 |
| Point of Sale (POS) Limit | ₹3,00,000 |
| Online / E-Commerce (ECOM) Limit | ₹3,00,000 |
| International Usage | Allowed |
Transaction Details & Daily Limits
| Transaction Type | No. of Transactions | Amount Limit (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹1,00,000 |
| Third Party Transfer | No ceiling | ₹1,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹3,00,000 |
| E-Commerce Transactions | No ceiling | ₹3,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
