TMB Business Card

A reliable payment solution designed to support business purchases, travel expenses and operational spending

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Convenient card-based payments for business operations

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Digital access for safer and contactless transactions

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Expense control features for better financial management

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Suitable for MSMEs, traders and corporates

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Overview

Explore our newly launched TMB Business Debit Cards with VISA Platinum and Master Platinum variants designed for seamless business banking.

Product Highlights

Business Cards provide flexible usage limits, simplified expense tracking and enhanced control over company spending. Cards can be used across merchant outlets, online platforms and digital payment terminals. Customers may also access transaction alerts and statements to monitor usage and maintain transparency within business operations

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Features and Benefits

TMB Business Card can be used to make payments online (with 3D-Secure), for utility bills and for purchase of business essentials. Besides booking travel tickets, this Debit card also eliminates the need for Travellers Cheques and exchanging currency during international trips. 
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Eligibility

Available for proprietorship concerns, partnership firms, and private limited companies through authorized individuals, partners, or directors (excluding minors and illiterate persons).

Documents Required

Documents

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Constitution arrow_downwardDocuments arrow_downward
ProprietorshipCard Application Form
Partnership Firm
  • Card Application Form
  • Letter of Indemnity / undertaking (format available in help site). For Tamilnadu Branches indemnity to be obtained in Rs.20/- stamp paper. For other state branches, stamp duty for Indemnity Agreement as applicable in their state.
Private Limited Company
  • Card Application Form
  • Letter of Indemnity / undertaking (format available in help site). For Tamilnadu Branches indemnity to be obtained in Rs.20/- stamp paper. For other state branches stamp duty for Indemnity Agreement as applicable in their state.
  • Resolution (authorization given to the Director)

Permanent Account Number (PAN) / Proof of Residence

Permanent Account Number (PAN) and Proof of Residence of the authorized person are mandatory for issuance of "TMB Business Debit Cards ".

Security

  • The TMB Business Debit Card is an EMV Chip-based Card that ensures highest level of security and protection from Card frauds.
  • 3D-Secure mechanism provides additional security for online e-commerce transactions.
  • Instant SMS alert for all Cash withdrawal/Purchase transactions made with the Card.

Annexure

Transaction Limits (per day)

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S.No arrow_downwardChannel arrow_downwardNature of Transaction arrow_downwardDaily limit (*) arrow_downwardNature of Transaction arrow_downward
   No. of TxnAmount
1ATMCash withdrawal1050,000/-
2Self TransferNo ceiling5,00,000/-
3Third Party Funds TransferNo ceiling5,00,000/-
4Card to card fund transefr525,000/#
5Cardless cash withdrawal remitterNo ceiling50,000/- &
6IMPS fund transfer through ATMNo ceiling50,000/-
7Utility bill payment links TNEB, Chennai corporation tax payment etc.No ceilingNo ceiling
8Non financial transactionNo ceilingNot applicable
9POSPoint of sale (POS) transaction at merchant outletsNo ceiling5,00,000/-
10ECOME-commerce (card not present) transaction at merchant sitesNo ceiling5,00,000/-

# Card to Card Transfer limit is a SUB-LIMIT of Third Party Funds Transfer & - with per transaction limit of Rs. 5,000/- 
. Note - The above limit will be a combined limit for both Domestic as well as International transactions (in equivalent Indian Rupees). International transactions will be permitted only against specific request by the customer.

Charges

Transaction Limits (per day)

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S.No arrow_downwardParticulars arrow_downwardTMB Business Card arrow_downward
1Issue of New CardRs. 200/- + service tax
aCard Issuance Charges waived accountsTMB Gold Current Account
TMB Diamond Current Account
2Renewal of CardsNo charge
3Annual fee (from 2nd year onwards)Rs. 200/- + service tax
aAnnual fee waived accountsTMB Gold Current Account
TMB Diamond Current Account
4Reissue of Lost/Stolen/Damaged CardRs. 200/- + service Tax
5Reissue of PINRs. 50/- + Service Tax

Charges for Merchant / Internet Transactions

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Type of Transaction arrow_downwardCharges per Transaction (&) arrow_downward
For usage at Merchant Establishments / POS Terminals (Card Present Txn)No Charges
For usage at Petrol PumpsSurcharge of 2.5% of transaction amount or Rs.10/- (whichever is higher) plus Service Tax
For usage at IRCTC and other selective e-Commerce sites (Card not present Txn)Applicable surcharge plus service Tax

(&) – These charges are collected at actuals and subject to change from time to time.

Charges for Transactions at Other Bank (NFS) ATMs

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Type of Transaction arrow_downwardCharges per Transaction at NFS / VISA / Master Network ATMs arrow_downward
Financial TransactionRs.19/-
Non Financial TransactionRs.7/-

Business card limits & charges

Access all daily transaction limits, usage fees, and service charges for your TMB Business Card, organised into easy-to-view categories

Transaction Limits (Per Day)

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Channel arrow_downwardNature of Transaction arrow_downwardDaily Limit – No. of Txn arrow_downwardAmount arrow_downward
ATMCash withdrawal1050,000/-
ATMSelf transferNo ceiling5,00,000/-
ATMThird Party Funds TransferNo ceiling5,00,000/-
ATM--25,000/- (#)
MCLR – 3 MonthCard to Card Funds Transfer5-
ATMCard-less Cash Withdrawal – Remitter--
MCLR – 6 Month-No ceiling50,000/- (&)
MCLR – 1 YearIMPS Funds Transfer through ATMNo ceiling-
ATM--50,000/-
ATM---
Base RateUtility Bill payments (TNEB, Chennai Corp Tax, etc.)No ceilingNo ceiling
BPLR (Benchmark Prime Lending Rate)Non-financial transactionsNo ceiling-
ATM--Not Applicable
5 years to 10 yearsMerchant POS transactionsNo ceiling-
POS--5,00,000/-
ECOME-commerce (Card Not Present)No ceiling5,00,000/-

Charges

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Particulars arrow_downwardTMB Business Card arrow_downward
Issue of New CardRs. 200/- + service tax
Card issuance charges waived accountsTMB Gold Current Account, TMB Diamond Current Account
Renewal of CardsNo charge
Annual fee (from 2nd year onwards)-
MCLR – 3 MonthRs. 200/- + service tax
MCLR – 6 Month-
Annual fee waived accountsTMB Gold Current Account, TMB Diamond Current Account
MCLR – 1 Year-
Reissue of Lost/Stolen/Damaged CardRs. 200/- + service tax
Base Rate-
Reissue of PINRs. 50/- + service tax

Merchant / Internet Transactions

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Type of Transaction arrow_downwardCharges per Transaction (&) arrow_downward
POS terminal (Card Present)No charges
Petrol pumps2.5% of transaction amount or Rs.10/- (whichever is higher) + service tax
IRCTC & selective e-commerce sitesApplicable surcharge + service tax

Charges

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Type of Transaction arrow_downwardCharges per Transaction (&) arrow_downward
TMB Surabhi ATM chargesNIL
Financial transactionRs. 19/-
Non-Financial transactionRs. 7/-

Frequently Asked Questions

Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account

Eligible business account holders such as proprietorships partnerships and companies can apply.

Eligible business account holders such as proprietorships partnerships and companies can apply.
The card is designed to support day to day business related transactions.

The card is designed to support day to day business related transactions.
Yes online transactions are permitted subject to activation and security norms.

Yes online transactions are permitted subject to activation and security norms.
Transaction limits apply as per bank and card policy.

Transaction limits apply as per bank and card policy.
The card should be reported immediately for blocking and replacement.

The card should be reported immediately for blocking and replacement.
Eligible business account holders such as proprietorships partnerships and companies can apply.

Eligible business account holders such as proprietorships partnerships and companies can apply.
The card is designed to support day to day business related transactions.

The card is designed to support day to day business related transactions.
Yes online transactions are permitted subject to activation and security norms.

Yes online transactions are permitted subject to activation and security norms.
Transaction limits apply as per bank and card policy.

Transaction limits apply as per bank and card policy.
The card should be reported immediately for blocking and replacement.

The card should be reported immediately for blocking and replacement.