Deposit account service charges

View detailed charges applicable to Savings Accounts, Current Accounts, and Overdraft facilities

Service Charges

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Sr. no. Account Type / Service arrow_downward Free quota / Limit / Conditions arrow_downward Charge beyond free limit arrow_downward
1 Current Account – Flexi CA (Base / Non-Base Branch) Depending on MAB slab: free cash deposit limit = X × MAB, where X varies from 14 to 25 times MAB Beyond free limit: ₹2.50 per ₹1,000 + GST; minimum ₹50 per transaction
2 Current Account – Ordinary CA (Base Branch) Free cash deposit up to 12 times previous month’s Monthly Average Balance (MAB) per month Beyond that: ₹3 per ₹1,000 + GST; minimum ₹50 per transaction
3 Savings – Royal / SBTASC / SBBGC Accounts No limit on free cash deposit (savings nature, not trading) (only at branches)
4 Free cash deposits up to ₹5,00,000 per month or 25× previous MAB (whichever is higher), maximum ₹25,00,000 per month. Also daily cap ₹50,000 Beyond that: ₹3 per ₹1,000 + GST; minimum ₹25 + GST per transaction