TMB General Current Account
Manage your business operations effortlessly with a straightforward, easy-to-maintain current account designed for traders, professionals, and enterprises of all sizes
Unlimited transactions for uninterrupted business operations
Convenient cash handling across TMB branches
Flexible account operations for individuals and business entities
Secure and compliant banking backed by TMB’s trusted service
Overview
TMB General Current Account is a standard, easy-to-operate current account crafted for businesses requiring smooth financial transactions on a daily basis. Suitable for traders, small businesses, professionals, and organizations
Product Highlights
This account is ideally suited for small and medium businesses, professional firms, and commercial establishments seeking a dependable banking partner. It offers the flexibility of unlimited transactions, convenient cash and cheque operations, and easy access across TMB branches
Features and Benefits
The TMB General Current Account provides businesses with the freedom to conduct unlimited transactions, ensuring uninterrupted day-to-day operations. Its comprehensive cash and cheque handling facilities simplify financial movement, while flexible operating structures allow individuals, partnerships, companies, and institutions to maintain the account with ease
Eligibility
The account is available to individuals, sole proprietors, partnership firms, companies, trusts, societies, clubs, and professional entities seeking a basic, efficient current account. Applicants must comply with standard KYC requirements
Features & benefits
A straightforward current account designed for day-to-day business banking with essential cash and digital transaction facilities
Feature overview
| Category | Details |
|---|---|
| Account Type | Current Account (Ordinary) |
| Suitable For | Individuals, Proprietors, Partnership Firms, Private & Public Limited Companies, Trusts and other eligible entities |
| Anywhere Banking | Available |
| Cash Remittance Facility | Monthly free cash remittance limit up to 12 times of previous month’s Average Monthly Balance (MAB) (Parent & Satellite branches combined) |
| Cash Withdrawal (Self) | No limit (Cheque only) |
| Cheque Book Facility | 50 cheque leaves free per half financial year |
| NEFT / RTGS (Online) | Free for transactions done through Alternate Delivery Channels (Internet & Mobile Banking) |
| Monthly Average Balance (MAB) | Urban / Semi-Urban / Metro: ₹10,000 Rural: ₹5,000 |
| Account Purpose | Supports regular business transactions, cash handling, cheque payments, and digital fund transfers |
| Ideal For | Small & medium businesses, traders, professionals, service providers |
| Balance Flexibility | Simple balance maintenance with clearly defined MAB requirements |
Service charges & fees
Here's a transparent view of all applicable charges for your account and related services
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
