TMB My Delight Card

A personalised debit card that blends secure everyday banking with a custom design that reflects your identity

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Personalised photo card for a unique and secure experience

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Global ATM & POS acceptance for
seamless digital transactions

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Enhanced EMV chip-based
protection

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Easy access to your savings with everyday payment convenience

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Overview

TMB My Delight Card is designed for customers who want their debit card to be both secure and personal. With a custom photo printed on the card, it enhances identification and safety while offering the convenience of global ATM and POS acceptance

 
Product Highlights

This personalised debit card merges identity security with modern conveniences. Customers enjoy EMV chip-based protection, worldwide transaction capability, and seamless integration with their TMB Savings Account

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Features and Benefits

Enjoy a unique, personalised banking experience with the My Delight Card, ideal for everyday use and secure identification. The EMV chip ensures enhanced protection, while global acceptance provides flexibility for travel and online payments

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Eligibility

Available to resident individuals maintaining an eligible Savings Account with Tamilnad Mercantile Bank. Applicants must complete standard KYC procedures and provide a suitable photograph for personalised printing as per TMB guidelines

Features, charges and daily limits

A personalized debit card with enhanced transaction flexibility & global acceptance

Fees & Charges

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Parameter arrow_downwardDetails arrow_downward
EligibilityIndividuals, Proprietorship, Joint Accounts, HUF Accounts, Minor Accounts, Student Accounts, Youth Accounts, Savings Accounts, Basic Savings, Current Accounts, Overdraft Accounts
Joining Fee₹300
Annual Fee (from 2nd year onwards)₹250
Card Re-issue Fee₹300
  

Usage Limits & Conditions

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Charge Type arrow_downwardApplicable Fee arrow_downward
Cash Withdrawal Limit₹50,000
POS (Point of Sale) Limit₹3,00,000
E-Commerce (E-COM) Limit₹3,00,000
International UsageEnabled

Transaction Limits & Frequency

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Transaction Type arrow_downwardNo. of Transactions arrow_downwardMaximum Amount (₹) arrow_downward
Cash Withdrawal5₹50,000
Self TransferNo ceiling₹1,00,000
Third Party TransferNo ceiling₹1,00,000
Card-to-Card Transfer5₹25,000
Cardless Withdrawal (Remitter)No ceiling₹50,000
IMPS TransferNo ceiling₹50,000
POS TransactionsNo ceiling₹3,00,000
E-Commerce TransactionsNo ceiling₹3,00,000

Frequently Asked Questions

Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account

It is a prepaid card designed for controlled spending and gifting purposes.

It is a prepaid card designed for controlled spending and gifting purposes.
Eligible customers as defined by the bank can use this card.

Eligible customers as defined by the bank can use this card.
Online usage is permitted subject to activation and card settings.

Online usage is permitted subject to activation and card settings.
Reload options are available based on the card variant and bank policy.

Reload options are available based on the card variant and bank policy.
The card should be reported immediately for blocking and replacement.

The card should be reported immediately for blocking and replacement.
It is a prepaid card designed for controlled spending and gifting purposes.

It is a prepaid card designed for controlled spending and gifting purposes.
Eligible customers as defined by the bank can use this card.

Eligible customers as defined by the bank can use this card.
Online usage is permitted subject to activation and card settings.

Online usage is permitted subject to activation and card settings.
Reload options are available based on the card variant and bank policy.

Reload options are available based on the card variant and bank policy.
The card should be reported immediately for blocking and replacement.

The card should be reported immediately for blocking and replacement.