TMB Mahalir Loan Loan
A dedicated loan facility that supports women-led enterprises and helps
empower self-employment, livelihood creation and micro business growth
Designed exclusively for women entrepreneurs
Supports working capital and micro business needs
Simple process with quick evaluation
Affordable repayment for sustainable growth
Overview
The TMB Mahalir Loan is a specialized financial support offering aimed at empowering women by enabling them to establish, expand or strengthen their micro and small businesses
Product Highlights
TMB Mahalir Loan provides financial backing to women engaged in small-scale business activities such as trading, services, home-based enterprises and self-employment ventures. The loan is structured to be simple, inclusive and affordable, ensuring easy access without extensive formalities
Features and Benefits
Borrowers benefit from a straightforward loan experience with minimal documentation, quick assessment and flexible repayment options. The loan can be used for any legitimate business requirement such as working capital, stocking inventory, purchasing tools, or managing operational costs
Eligibility
The loan is available exclusively to women engaged in micro and small businesses including home-based enterprises, trading units, service activities and self-employment ventures
Eligibility & loan parameters
Supporting women entrepreneurs with tailored financial solutions
Mahalir Loan - Eligibility, Repayment & Security
| Parameter | Details |
|---|---|
| Eligible Borrowers | Women Entrepreneurs managing business units as: • Proprietary Concerns • Partnership Firms / LLPs • Private Limited Companies • Co-operative Societies |
| Ownership Requirement | Women entrepreneur(s) must hold minimum 51% share individually or jointly as Partners / Shareholders / Directors / Members |
| Repayment - Working Capital | Working Capital Limit - 1 year |
| Repayment - Demand Loan | Up to 35 EMI / MI |
| Repayment - Term Loan | Up to 84 EMI / MI |
| Primary Security | Hypothecation of: • Stocks • Book Debts • Equipment / Machinery • Fittings & Furniture |
| Collateral Security | Non-agricultural self-owned land / house plot / building valued at not less than 100% of the sanctioned limit |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account