TMB Prime Salary SB Account
The TMB Prime Salary Savings Bank Account is designed for salaried employees earning ₹10,000 to ₹49,999 per month, offering a combination of zero-balance banking, insurance protection and value-added banking services.
No minimum average balance
Free accidental death cover
Debit card with
Instant digital fund transfers
No annual maintenance charges
Overview
The TMB Prime Salary Savings Bank Account is designed for salaried employees earning ₹10,000 to ₹49,999 per month. It combines Zero balance banking, Personal Accidental Death Cover and value-added banking facilities to help customers maximize value from their account.
Product Highlights
The account provides Zero Balance requirement, ₹5 Lakh Personal Accidental Death Cover, Free IMPS Transfers, Free Demand Drafts, DEMAT AMC Waiver, Debit Card Benefits, free cheque leaves and a host of exclusive salary banking privileges.
Features and Benefits
Customers receive three free Demand Drafts per month up to ₹2 lakh per Demand Draft, free online IMPS transfers, 20 free cheque leaves every financial year and free courier delivery of cheque books. A DEMAT account is available with Nil AMC. Debit card joining fee is Nil, and debit card AMC waiver is available subject to transaction or average balance
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Eligibility
The account is suitable for employees of Central and State Government Departments, PSUs and Semi-Government Organizations, Urban Development Authorities, Educational Institutions, Universities,
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Account details
Get a quick overview of the eligibility requirements, account features and key banking facilities
available with the TMB Prime Salary SB Account
Key account information
| Particulars | Details |
|---|---|
| Salary Range | ₹10,000 to ₹49,999 per month |
| Age Requirement | Individuals above 18 years |
| Minimum Number of Accounts | 10 accounts |
| Minimum Average Balance | Zero, subject to salary credit conditions |
| Non-Maintenance Charges | Nil, subject to salary credit conditions |
| Personal Accidental Death Cover | ₹5 lakh |
| Debit Card | Available with Nil joining fee |
| Credit Card | Eligible for RuPay Wings Credit Card, subject to applicable terms |
| DEMAT Account | Available with Nil AMC |
| Cash Withdrawal Limit | ₹50,000 for self and ₹10,000 per day for third party |
| Account Statement | Email statement only |
Transaction benefits and important conditions
Explore the complimentary transaction facilities, applicable service limits and important
conditions associated with the TMB Prime Salary Account
Transaction benefits at a glance
| Facility | Details |
|---|---|
| Online Fund Transfers | Online RTGS, NEFT and IMPS transfers are free |
| Demand Draft Facility | Three Demand Drafts per month free, up to ₹2 lakh per DD |
| Cash Deposit Facility | Cash deposits up to ₹1 lakh per month; applicable charges thereafter |
| Branch Transactions | Five over-the-counter transactions free every month |
| Cheque Book Facility | 20 cheque leaves free every financial year |
| Account Closure | Nil up to 14 days; ₹150 plus GST thereafter |
| Salary Account Conversion | The account may automatically upgrade or downgrade based on salary credits for three consecutive months |
| Insurance Activation | Personal Accidental Death Cover becomes active from the 91st day, subject to three months' required salary credit |
| Debit Card AMC Waiver | Available subject to applicable transaction or average balance conditions |
| Other Service Charges | Charges for cheque returns, stop-payment instructions, SMS alerts and other services apply as prescribed |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account