ATM Debit Card Charges
View detailed charges applicable to Savings Accounts, Current Accounts, and Overdraft facilities
Service Charges
| Sr. no. | Service Type | Specific Service | Charge | Notes / Conditions |
|---|---|---|---|---|
| 1 | International Usage | International ATM/POS/e-comm | - | Not listed |
| 2 | E-com Transactions | Domestic e-commerce fee | - | Not listed |
| 3 | SMS Alerts | Monthly SMS alert charges | - | Not publicly listed |
| 4 | Digital Banking | IMPS via Digital Banking | Free | As per recent update |
| 5 | Digital Banking | Internet banking transactions | Free | All digital transfers |
| 6 | Digital Banking | Mobile banking transactions | Free | NEFT/IMPS/RTGS |
| 7 | Card Replacement | Replacement / Reissue | - | Refer PDF |
| 8 | PIN Services | PIN regeneration | – | Not publicly listed |
| 9 | PIN Services | Green PIN generation | Free | For new cardholders |
| 10 | Decline Charges | Customer must lodge claim within | 30 days | Per RBI rules |
| 11 | Decline Charges | Compensation for failed ATM transactions | ₹100 per day | If not re-credited within 7 days |
| 12 | Decline Charges | Decline for insufficient funds | Applicable (approx ₹20) | To be confirmed internally |
| 13 | ATM Withdrawal | Max cash withdrawal for other bank customers at TMB ATM | ₹10,000 per transaction | Limit applied |
| 14 | ATM Withdrawal | Beyond free limit | ₹20 per transaction (incl. GST) | RBI-aligned |
| 15 | ATM Withdrawal | Free transactions per month | 5 free | Applies at other bank ATMs |
