Loan Advance Related Charges
View detailed charges applicable to Savings Accounts, Current Accounts, and Overdraft facilities
Service Charges
| Sr. no. | Service / Charge Description | Loan Types | Details / Conditions | Charge / Fee (? / %) | Notes / Special Conditions |
|---|---|---|---|---|---|
| 1 | Loan reschedule / restructuring fee | Any loan | As per RBI guidelines | - | |
| 2 | Interest reset / floating to fixed conversion fee | Home / Business Loan | Customer request | - | |
| 3 | Loan cancellation fee | Before disbursement | - | - | |
| 4 | EMI bounce / cheque return charges | Any loan | On bounce | - | |
| 5 | Duplicate statement request (loan account) | Any loan | Per request | - | |
| 6 | Overdraft / Cash Credit renewal fee | OD / CC | Annual / Half-yearly | - | |
| 7 | Gold loan processing fee | Gold / Jewel Loan | Per gram / loan amount slab | - | |
| 8 | Foreclosure charges | Home / Business Loan | At borrower request | - | |
| 9 | Late payment / penal interest | Any loan | Default beyond grace period | - | |
| 10 | Pre-payment / part-payment penalty | Home / Business Loan | Within first 1/2/3 years | - | |
| 11 | Documentation / legal charges | Home Loan | Registered property | - | |
| 12 | Loan processing fee | Home Loan | Standard disbursement | - |
