TMB Royal Savings Account
For customers who value exclusivity and rewards, the TMB Royal Account brings
you seamless banking with enhanced privileges and higher transaction flexibility
Higher withdrawal and transfer limits for elevated convenience
Priority service and dedicated relationship support
Complimentary debit card with premium benefits
Maintain a minimum average balance of ₹50,000 only
Overview
TMB has enhanced its Royal and Elite offerings, enjoy more free services and exclusive benefits with the TMB Royal Savings Account
Product Highlights
Unlock ₹3 lakh insurance cover, unlimited cheque books, and the freedom to choose your account number, with most services absolutely free
Features and Benefits
Enjoy free Demand Drafts, NEFT/RTGS transfers, cheque collection, and Demat AMC waiver, plus the convenience of opening an online share trading account with Religare Broking
Eligibility
Available for Resident Individuals (single or joint) and Hindu Undivided Families, with a minimum monthly average balance of ₹50,000
Features & benefits
Designed for customers who value convenience, flexibility, and a wide range of free banking services with exclusive lifestyle benefits
Feature overview
| Category | Features |
|---|---|
| Target Group | Resident Individuals (Single / Joint) and Hindu Undivided Families (HUFs) |
| Minimum Average Balance (MAB) | ₹50,000 |
| Personalized Account Number Selection | Available |
| Personal Accidental Insurance Cover | ₹3,00,000 (Complimentary) |
| Cash Deposit - Parent Branch / Satellite Branch | 20 times of MAB of previous month subject to maximum of Rs.50 lakhs per month (only for savings in nature and not for trading nature) |
| Free Cash Transactions | Up to 10 transactions per month |
| Free Counter Transactions | No limit on non-cash counter transactions (only for savings nature) |
| Cash Withdrawal - Parent & Satellite Branch | Self: No limitThird Party: Up to ₹50,000 per day |
| Cheque Book Facility | Unlimited free cheque leaves |
| Fund Transfer Facility | RTGS and NEFT - completely free |
| Demand Draft Facility | Free |
| DEMAT AMC | Waiver for the first year |
| Debit Card Issuance | Issued as per selected debit card variant |
| Debit Card AMC Waiver | RuPay Select International Card: . Last 12 months POS / E-Commerce transactions OR . Average balance above ₹5 lakhs Other Debit Cards: . Last 12 months POS / E-Commerce transactions of ₹2.5 lakhs or above OR . Last 12 months average balance of ₹1 lakh or above |
| SMS Alerts | Free |
| Duplicate Passbook / Statement | Free |
| Account Closure | Upto 14 days-Nil above 14 days & less than 1 year - Rs.1000/+GST One year and above - NIL |
Service charges & fees
Here's a transparent view of all applicable charges for your account and related services
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
