TMB VISA Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle
Fast and secure contactless payments at enabled terminals
Global acceptance for ATM withdrawals and merchant payments
PIN authentication for added protection on high-value transactions
Simple branch-based application and quick card issuance
Overview
TMB Visa Contactless Card is designed for customers who prefer fast and secure payments without inserting or swiping the card. The tap-to-pay feature works at contactless-enabled POS terminals
Product Highlights
Customers benefit from smooth transaction experiences, wide acceptance across merchants and ATMs worldwide, and clear SMS alerts for each transaction. The card offers enhanced chip security, easy account linking, and convenient payment features
Features and Benefits
The card includes contactless tap-and-pay functionality, secure EMV chip protection, and compatibility with international transactions. Customers can use the card for cash withdrawals, POS purchases, and online payments
Eligibility
Resident individuals holding eligible TMB Savings or Current Accounts may apply. Standard KYC documentation is required. Customers must meet account-level eligibility criteria for card issuance
Features, charges and daily limits
A secure, internationally accepted debit card with photo identity and enhanced transaction limits
Key Details
| Category | Details |
|---|---|
| Eligibility | Individuals, Proprietors, Joint Account Holders (E or S / F or S), HUF (Karta), Savings Bank Account holders (except No-Frill accounts), SB Dynamic Youth (above 17 years), VISA Account holders, VISA Staff, Mahila Subha, Santhosh SB, Classic Salary, Prime Salary Savings Bank Account, Super Salary Savings bank Account, Staff SB, SB NRE, SB Premium |
| Joining Fee | ₹200 + GST |
| Re-issue Fee | ₹200 + GST |
| PIN Regeneration Fee | ₹50 + GST |
| Annual Fee | ₹150 + GST (from 2nd year onwards) |
| International Usage | Enabled |
| Contactless Payments | Supported (Tap & Pay) |
Transaction Limits & Usage Controls
| Transaction Type | No. of Transactions | Classic Limit (₹) | Platinum Limit (₹) |
|---|---|---|---|
| Cash Withdrawal | 5 | ₹25,000 | ₹50,000 |
| Self Transfer | No ceiling | ₹1,00,000 | ₹1,00,000 |
| Third Party Transfer | No ceiling | ₹1,00,000 | ₹1,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 | ₹50,000 |
| POS Transactions | No ceiling | ₹1,00,000 | ₹3,00,000 |
| E-Commerce (E-COM) | No ceiling | ₹1,00,000 | ₹3,00,000 |
Daily Withdrawal & Spending Limits
| Limit Type | Classic | Platinum |
|---|---|---|
| Daily Cash Withdrawal | ₹25,000 | ₹50,000 |
| Daily POS Limit | ₹1,00,000 | ₹3,00,000 |
| Daily Online (E-COM) Limit | ₹1,00,000 | ₹3,00,000 |
Transaction Details & Daily Limits
| Transaction Type | No. of Transactions | Amount Limit (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹1,00,000 |
| Third Party Transfer | No ceiling | ₹1,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹3,00,000 |
| E-Commerce Transactions | No ceiling | ₹3,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
