TMB Mastercard Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle
Photo identification for enhanced card security
Worldwide acceptance for ATM, POS, and online transactions
Secure EMV chip and PIN protection
Simple issuance and branch-assisted support
Overview
TMB Master Photo Card offers a secure payment experience with the added benefit of personalised photo identification. This feature provides instant visual verification, reducing the risk of card misuse during in-person transactions
Product Highlights
Customers benefit from enhanced photo-based security, Mastercard global acceptance, and clear SMS alerts for every transaction. With chip and PIN protection, easy servicing, and reliable performance, the card supports safe and simple everyday banking
Features and Benefits
The card includes contactless capability, secure EMV chip technology, and the convenience of online and merchant payments. Customers can rely on real-time alerts, seamless servicing through branches, and optional insurance facilitation
Eligibility
Residents holding eligible TMB Savings or Current Accounts may apply. Standard KYC documents and a recent photograph are required. Additional conditions may apply based on account type or customer profile
Features, charges and daily limits
Secure, personalized debit card with enhanced transaction controls
Fees & Charges
| Parameter | Details |
|---|---|
| Eligibility | Individuals, Proprietor of Proprietorship Concern, Joint Account Holders (E or S / F or S / Any One or Survivor), Karta of Hindu Undivided Family (HUF), Savings Bank Account holders (except No-Frill accounts), SB Dynamic Youth Account holders (above 17 years), Visa Account Holders, Bank Staff (Visa Staff / Staff SB Account), Mahila Subha Account, Santhosh Savings Account, Classic Salary Account, Prime Salary Savings Bank Account, Super Salary Savings Bank Account, SB NRE Account, SB Premium Account |
| Card Joining Fee | ₹200 + GST |
| Card Re-issue Fee | ₹200 + GST |
| PIN Re-generation Fee | ₹50 + GST |
| Annual Fee (from 2nd year onwards) | ₹150 + GST |
Card Usage Terms & Limits
| Usage Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹50,000 |
| POS (Point of Sale) Limit | ₹3,00,000 |
| E-Commerce (Online Transactions) Limit | ₹3,00,000 |
| International Usage | Enabled |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹1,00,000 |
| Third Party Transfer | No ceiling | ₹1,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹3,00,000 |
| E-Commerce (E-COM) Transactions | No ceiling | ₹3,00,000 |
Key Features & Benefits
| Feature | Description |
|---|---|
| Personalized Photo Card | Customer photo printed on the card |
| Enhanced Security | Reduced risk of misuse |
| Wide Acceptance | Accepted at all Mastercard-enabled ATMs & POS |
| Digital Payments | Supports IMPS, POS & E-Commerce |
| International Usage | Available globally |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
