TMB VISA Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle

Secure and convenient payments for business spending
Chip and PIN protection for enhanced transaction safety
Accepted worldwide for cash withdrawals and merchant payments
Easy application and card management through TMB branches
Overview
TMB Visa Business Card is created for businesses that require a reliable, easy-to-use payment tool for operational and travel-related expenses
Product Highlights
Customers benefit from wide acceptance at ATMs and merchant outlets worldwide, convenient POS and online payments, and transparent SMS alerts for every transaction
Features and Benefits
The card includes global usage, chip and PIN security, online payment capability, and quick cash access through ATMs. Businesses can provide cards to authorised personnel while maintaining control through account-level restrictions
Eligibility
Available to proprietorships, partnerships, companies, and other eligible business entities maintaining accounts with TMB. Owners or authorised signatories may apply, subject to KYC, account verification, and internal guidelines
Features, charges and daily limits
Smart banking solutions for business transactions
Fees & Charges
| Parameter | Details |
|---|---|
| Eligibility | Proprietor of Proprietorship Concern, Partnership Firms, Limited Liability Partnerships (LLP), Private Limited Companies, Current Account Holders, Overdraft (OD) Accounts – Personal OD and OD against Term Deposit, Government Securities and Gold |
| Card Joining Fee | ₹250 + GST |
| Card Re-issue Fee | ₹200 + GST |
| PIN Regeneration Fee | ₹50 + GST |
| Annual Fee (2nd year onwards) | ₹300 + GST |
Transaction Limits & Usage Controls
| Transaction Type | No. of Transactions | Maximum amount |
|---|---|---|
| Cash Withdrawal | 10 | ₹50,000 |
| Self Transfer | No ceiling | ₹5,00,000 |
| Third Party Transfer | No ceiling | ₹5,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹5,00,000 |
| E-Commerce (E-COM) | No ceiling | ₹5,00,000 |
Key Features
| Feature | Details |
|---|---|
| Designed for Business Accounts | Yes |
| High Transaction Limits | Suitable for daily business needs |
| International Usage | Enabled |
| POS & Online Payments | Supported |
| Secure & PIN-based Transactions | Yes |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account