Pradhan Mantri Jan Dhan Yojana (PMJDY)

Enjoy easy deposits, secure withdrawals, and essential banking features with a basic savings account suited for individuals and households

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Easy account opening with simple documentation

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Suitable for day-to-day savings and transactions

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Access to ATM, digital banking and branch services

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Safe and secure way to manage your money

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Overview

The Simple Savings Bank Account is designed to help individuals manage their day-to-day banking needs with ease. It offers essential services such as deposits, withdrawals, cheque facilities, and digital access, ensuring a smooth and secure banking experience

 
Product Highlights

Customers benefit from clear banking features that support regular savings, easy withdrawals, and secure handling of funds. The account offers access to digital banking services, SMS alerts, ATM usage, and passbook facilities

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Features and Benefits

The Simple Savings Bank Account provides essential conveniences such as cash deposits, withdrawals, access to Cheque Book (where applicable), and digital banking options like mobile and internet banking. Customers receive account statements, SMS alerts, and ATM card facilities based on eligibility

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Eligibility

The account is available to individuals who meet KYC requirements and wish to open a basic savings account with Tamilnad Mercantile Bank

Frequently Asked Questions

Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account

PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.

PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.
Any eligible individual not having a bank account can open a PMJDY account.

Any eligible individual not having a bank account can open a PMJDY account.
PMJDY accounts do not require a minimum balance as per scheme guidelines.

PMJDY accounts do not require a minimum balance as per scheme guidelines.
The account provides basic banking facilities including a debit card and access to government schemes.

The account provides basic banking facilities including a debit card and access to government schemes.
Insurance benefits if any are provided as per government scheme rules.

Insurance benefits if any are provided as per government scheme rules.
PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.

PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.
Any eligible individual not having a bank account can open a PMJDY account.

Any eligible individual not having a bank account can open a PMJDY account.
PMJDY accounts do not require a minimum balance as per scheme guidelines.

PMJDY accounts do not require a minimum balance as per scheme guidelines.
The account provides basic banking facilities including a debit card and access to government schemes.

The account provides basic banking facilities including a debit card and access to government schemes.
Insurance benefits if any are provided as per government scheme rules.

Insurance benefits if any are provided as per government scheme rules.