Pradhan Mantri Jan Dhan Yojana (PMJDY)

Enjoy easy deposits, secure withdrawals, and essential banking features with a basic savings account suited for individuals and households

feature-img

Designed for small, frequent deposits

feature-img

Simple and easy-to-maintain savings account

feature-img

Access to essential banking services

feature-img

Safe and reliable way to grow your savings

summarize
Overview

The Small Savings Bank Account is built for individuals who prefer to save smaller amounts regularly while enjoying the safety and convenience of a bank account

 
Product Highlights

This account is ideal for individuals seeking a simple savings solution with minimal entry barriers. It encourages regular saving habits through flexible deposits and offers secure fund access through TMB’s branch and ATM network

cmp-img
 
Features and Benefits

The Small Savings Bank Account allows customers to deposit small amounts, withdraw funds conveniently, and maintain savings securely. Eligible customers can access ATM cards, digital banking, and account statements while receiving SMS alerts for key transactions

cmp-img
 
Eligibility

Individuals who meet the basic KYC requirements can open this account with Tamilnad Mercantile Bank. The account is suitable for low-income individuals, first-time savers, minors under guardian operation

Frequently Asked Questions

Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account

PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.

PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.
Any eligible individual not having a bank account can open a PMJDY account.

Any eligible individual not having a bank account can open a PMJDY account.
PMJDY accounts do not require a minimum balance as per scheme guidelines.

PMJDY accounts do not require a minimum balance as per scheme guidelines.
The account provides basic banking facilities including a debit card and access to government schemes.

The account provides basic banking facilities including a debit card and access to government schemes.
Insurance benefits if any are provided as per government scheme rules.

Insurance benefits if any are provided as per government scheme rules.
PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.

PMJDY is a national financial inclusion scheme aimed at providing basic banking services to all households.
Any eligible individual not having a bank account can open a PMJDY account.

Any eligible individual not having a bank account can open a PMJDY account.
PMJDY accounts do not require a minimum balance as per scheme guidelines.

PMJDY accounts do not require a minimum balance as per scheme guidelines.
The account provides basic banking facilities including a debit card and access to government schemes.

The account provides basic banking facilities including a debit card and access to government schemes.
Insurance benefits if any are provided as per government scheme rules.

Insurance benefits if any are provided as per government scheme rules.