TMB Mastercard Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle
Secure card payments for everyday business needs
Chip and PIN protection for safe transactions
Global acceptance for ATM withdrawals and merchant payments
Convenient servicing and expense visibility
Overview
TMB Master MSME Gold Card enables MSME owners and authorised users to make secure payments for business purposes, including purchases, travel expenses, utility payments, and cash withdrawals
Product Highlights
Businesses benefit from global acceptance, EMV chip protection, and transparent SMS alerts for every transaction. The card simplifies daily financial operations by allowing authorised spending within predefined limits, helping maintain clear expense control
Features and Benefits
The card includes secure chip and PIN authentication, online and POS payment capability, ATM access, and optional contactless functionality where enabled. MSMEs gain value through predictable, real-time spending updates
Eligibility
MSME entities maintaining eligible accounts with TMB may apply. The card can be issued to proprietors, partners, directors, or authorised signatories as per business documentation
Features, charges and daily limits
A premium debit card designed exclusively for MSME businesses
Key Features & Benefits
| Parameter | Details |
|---|---|
| Eligibility | Eligible Customer Type, Proprietor of Proprietorship Concern, Partnership Firms, Limited Liability Partnerships (LLP) and Private Limited Companies eligible, Current Accounts opened under CASME Scheme only |
| MSME Exclusive Card | Issued only to MSME customers |
| Personalized Debit Card | Tailored for business transactions |
| High Transaction Limits | Supports large-value business payments |
| International Usage | Accepted globally at Mastercard-enabled outlets |
| Digital Payments Ready | Supports POS, E-commerce, IMPS & Cardless transactions |
Fees & Charges
| Charge Type | Applicable Fee |
|---|---|
| Card Issuance Fee | NIL |
| Annual Fee | NIL |
| Re-issue / Replacement Fee | NIL |
| PIN Re-generation Fee | NIL |
Usage Limits & Conditions
| Usage Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹50,000 |
| POS (Point of Sale) Limit | ₹5,00,000 |
| E-Commerce (Online Transaction) Limit | ₹5,00,000 |
| International Usage | Enabled |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹1,00,000 |
| Third Party Transfer | No ceiling | ₹1,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹5,00,000 |
| E-Commerce Transactions | No ceiling | ₹5,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
