TMB Mastercard Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle

Fast contactless payments at enabled POS terminals
Global acceptance for ATM withdrawals and merchant payments
EMV chip and PIN security for safer transactions
Simple branch onboarding and easy card management
Overview
TMB Master Contactless Card is built for customers who prefer quick and secure transactions. Contactless payment technology enables fast checkouts at eligible merchant terminals, while chip and PIN safeguards ensure secure handling of higher-value payments
Product Highlights
Customers benefit from smooth, fast transactions, international usability, and real-time SMS alerts. The card seamlessly supports ATM withdrawals, POS payments, and online purchases
Features and Benefits
The card includes tap-and-pay contactless capability, secure EMV chip technology, global acceptance, and online payment support. Customers enjoy predictable servicing, easy replacement, and digital alerts for enhanced control
Eligibility
Available to resident individuals holding eligible TMB Savings or Current Accounts. Standard KYC documentation is required. Applicants must meet account-level eligibility criteria defined for card issuance
Features, charges and daily limits
Fast, secure & tap-to-pay debit card for everyday transactions
Fees & Charges
| Parameter | Details |
|---|---|
| Eligibility | Individuals, Proprietor of Proprietorship Concern, Joint Account Holders (E or S / F or S / Any One or Survivor), Karta of Hindu Undivided Family (HUF), SBLSS Account (Minors aged 10–18 years), SB Student Account holders (above 16 years), SB Dynamic Youth Account holders (above 17 years), Savings Bank Accounts (except No-Frill Accounts), TMB Simple Savings Bank Account (SSSBA), Current Account holders, OD Accounts – Personal OD / OD against Term Deposit, Govt. Securities & Gold |
| Card Joining Fee | ₹200 + GST |
| Card Re-issue Fee | ₹200 + GST |
| PIN Re-generation Fee | ₹50 + GST |
| Annual Fee (from 2nd year onwards) | ₹150 + GST |
Card Usage Terms & Limits
| Usage Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹50,000 |
| POS (Point of Sale) Limit | ₹3,00,000 |
| E-Commerce (Online Transactions) Limit | ₹3,00,000 |
| International Usage | Enabled |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹1,00,000 |
| Third Party Transfer | No ceiling | ₹1,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹3,00,000 |
| E-Commerce (E-COM) Transactions | No ceiling | ₹3,00,000 |
Key Features & Benefits
| Feature | Description |
|---|---|
| Personalized Photo Card | Customer photo printed on the card |
| Enhanced Security | Reduced risk of misuse |
| Wide Acceptance | Accepted at all Mastercard-enabled ATMs & POS |
| Digital Payments | Supports IMPS, POS & Online payments |
| International Usage | Seamless global transactions |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account