TMB Mastercard Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle

Secure card payments for business transactions
Worldwide acceptance for POS, ATM, and online payments
EMV chip and PIN for reliable, safe usage
Simple application and convenient card servicing
Overview
TMB Platinum Card is designed for organisations that need a dependable payment tool for business expenses. It offers secure access to ATMs, POS machines, and online merchants across the globe
Product Highlights
Businesses enjoy global acceptance, real-time transaction alerts, and predictable servicing support. The card is suitable for purchases, bill payments, travel expenses, and cash withdrawals
Features and Benefits
The card provides secure online and in-person payment capabilities, international usage support, and optional contactless functionality where available. It can be issued to authorised personnel within the organisation
Eligibility
Available to businesses maintaining eligible accounts with TMB, including proprietorships, partnerships, companies, and other registered entities
Features, charges and daily limits
A premium debit card with enhanced limits and complimentary insurance coverage
Key Features & Benefits
| Parameter | Details |
|---|---|
| Eligibility | Proprietor of Proprietorship Concern, Partnership Firms, Limited Liability Partnerships (LLP), Private Limited Companies, Current Account holders, OD Account holders (Personal OD / OD against security of Term Deposit, Govt. Securities and Gold) |
| Complimentary Accidental Insurance | Free accidental insurance coverage up to ₹5.00 lakhs |
| High Transaction Limits | Supports large-value business and personal transactions |
| International Usage | Usable worldwide for POS and online transactions |
| Multiple Transfer Options | IMPS, cardless withdrawal, card-to-card & online transfers |
| Premium Card Privileges | Designed for customers with higher banking needs |
Fees & Charges
| Charge Type | Applicable Fee |
|---|---|
| Joining Fee | ₹250 + GST |
| Annual Fee (from 2nd year onwards) | ₹300 + GST |
| Card Re-issue Fee | ₹200 + GST |
| PIN Re-generation Fee | ₹50 + GST |
Usage Limits & Conditions
| Usage Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹50,000 |
| POS (Point of Sale) Limit | ₹5,00,000 |
| E-Commerce (Online Transaction) Limit | ₹5,00,000 |
| International Usage | Enabled |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹5,00,000 |
| Third Party Transfer | No ceiling | ₹5,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹5,00,000 |
| E-Commerce Transactions | No ceiling | ₹5,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account