TMB Rupay Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle
Easy access to sanctioned Mudra loan funds
Accepted across RuPay-enabled ATMs and merchant outlets nationwide
Protected through EMV chip and PIN authentication
Simple card servicing and replacement through TMB branches
Overview
TMB RuPay Mudra Card helps micro and small entrepreneurs access their sanctioned Mudra loan amounts conveniently. It supports ATM withdrawals and purchases at RuPay-enabled merchant outlets, making it easier to pay for supplies
Product Highlights
Customers benefit from smooth access to working capital, nationwide acceptance, and real-time transaction alerts and insurance coverage. The card helps streamline business-related spending for Mudra beneficiaries, with predictable servicing and easy card replacement options at the branch
Features and Benefits
The card includes secure EMV chip protection, support for ATM withdrawals, POS payments, and selected online transactions. It is a practical tool for managing day-to-day business expenses, offering transparency through SMS alerts
Eligibility
Available to customers who have been sanctioned a Mudra loan under eligible categories through TMB. Standard KYC documentation and loan account activation are required
Features, charges and daily limits
Convenient Debit Card for PMMY (Pradhan Mantri MUDRA Yojana) Micro Entrepreneurs
Fees & Charges
| Parameter | Details |
|---|---|
| Eligibility | Savings Bank Account holders (Except no-frills accounts), SB Dynamic Youth Account Holders (aged above 17 years), VISA account holders, VISA staff, Mahila Subha Account Holders, Santhosh Savings Account Holders, Classic Salary Account Holders, Prime Salary Savings Bank Account, Super Salary Savings bank Account, Staff Savings Bank Account Holders, SB NRE / SB NRO Account holders, SB NRE Premium , SB Premium Account, SB Royal Account |
| Joining Fee | NIL |
| Card Re-issue Fee | ₹200 |
| PIN Re-generation Fee | ₹50 |
| Annual Fee (from 2nd year onwards) | ₹150 |
Usage Limits & Conditions
| Transaction Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹25,000 |
| POS (Point of Sale) Limit | ₹1,00,000 |
| E-Commerce (E-COM) Limit | ₹1,00,000 |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal Limit | 5 | ₹25,000 |
| POS Transactions | No ceiling | ₹1,00,000 |
| E-Commerce Transactions | No ceiling | ₹1,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
