TMB Rupay Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle
Secure and easy-to-use debit card for PMJDY customers
Accepted at RuPay-enabled ATMs and merchant outlets
Protected through EMV chip and PIN authentication
Simple issuance and convenient branch servicing
Overview
TMB RuPay PMJDY Card helps customers with PMJDY accounts carry out essential banking transactions safely and conveniently. The card supports cash withdrawals, purchases at merchant outlets, and digital payments
Product Highlights
Customers benefit from nationwide acceptance, SMS alerts for better control, and secure PIN-based payments. The card is easy to operate and works well for basic financial needs such as household purchases
Features and Benefits
The card supports ATM withdrawals, POS purchases, and selected online payments. EMV chip technology enhances security during transactions. Customers also receive timely SMS alerts and can request replacements at their home branch
Eligibility
Available exclusively to customers holding a TMB PMJDY account. Standard KYC documentation as per PMJDY guidelines is required. Additional eligibility checks may apply based on regulatory norms
Features, charges and daily limits
A simple & secure debit card designed for KCC account holders
Fees & Charges
| Parameter | Details |
|---|---|
| Eligibility | Individuals, Illiterate Persons, Savings Bank Jan Dhan Yojana (SBJDY) Accounts |
| Joining Fee | NIL |
| Card Re-issue Fee | ₹200 + GST |
| PIN Re-generation Fee | ₹50 + GST |
| Annual Fee (from 2nd year onwards) | ₹150 + GST |
Usage Limits & Conditions
| Transaction Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹25,000 |
| POS (Point of Sale) Limit | ₹1,00,000 |
| E-Commerce (E-COM) Limit | ₹1,00,000 |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹1,00,000 |
| Third Party Transfer | No ceiling | ₹1,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹1,00,000 |
| E-Commerce Transactions | No ceiling | ₹1,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account
