TMB Rupay Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle

Personalised picture card for a unique card experience
Global acceptance for ATM, POS, and online payments
Secure EMV chip and PIN protection for safe usage
Access to lifestyle privileges under the RuPay Platinum program
Overview
TMB RuPay Picture Card is designed for customers who appreciate a more personalised banking experience. With customisable card artwork, international acceptance, and secure EMV chip technology, the card supports ATM withdrawals
Product Highlights
Customers benefit from RuPay lifestyle benefits, global usage features, and transparent SMS alerts for each transaction. The card supports contactless payments at eligible terminals and offers seamless usage across domestic and international RuPay-enabled networks
Features and Benefits
The card provides a personal picture option, EMV chip security, and global transactional capability. It also offers lifestyle privileges available under the RuPay Platinum program, including select wellness, dining, and travel offers
Eligibility
Available to resident individuals maintaining eligible TMB Savings or Current Accounts. Applicants must provide standard KYC documents and an approved photograph for card personalisation
Features, charges and daily limits
A personalized debit card with everyday banking convenience & global acceptance
Fees & Charges
| Parameter | Details |
|---|---|
| Eligibility | Savings Bank Account holders (except No-Frills accounts), SB Dynamic Youth Account holders (aged above 17 years), Visa Account holders, Visa Staff, Mahila Subha Account holders, Santhosh Savings Account holders, Classic Salary Account holders, Prime Salary Savings Bank Account, Super Salary Savings Bank Account, Staff Savings Bank Account holders, SB NRE / SB NRO Account holders, SB NRE Premium, SB Premium Account, SB Royal Account |
| Joining Fee | ₹300 |
| Annual Fee (from 2nd year onwards) | ₹250 |
| Card Re-issue Fee | ₹300 |
| PIN Re-generation Fee | ₹50 |
Usage Limits & Conditions
| Charge Type | Applicable Fee |
|---|---|
| Cash Withdrawal Limit | ₹50,000 |
| POS (Point of Sale) Limit | ₹3,00,000 |
| E-Commerce (E-COM) Limit | ₹3,00,000 |
| International Usage | Enabled |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal Limit | 5 | ₹50,000 |
| POS Transactions | No ceiling | ₹3,00,000 |
| E-Commerce Transactions | No ceiling | ₹3,00,000 |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹5,00,000 |
| Third Party Transfer | No ceiling | ₹5,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹5,00,000 |
| E-Commerce Transactions | No ceiling | ₹5,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account