TMB Rupay Debit Cards
Designed for daily use, our cards bring together security, flexibility, and wide
acceptance to support your lifestyle

Simple, secure debit card for routine transactions
Accepted across RuPay-enabled ATMs and merchant outlets
Secure EMV chip and PIN protection
Quick application and easy servicing through TMB branches
Overview
TMB RuPay Classic Non Photo Card is built for customers who need a basic yet secure debit card for day-to-day transactions
Product Highlights
Customers benefit from wide domestic acceptance, contactless support at eligible terminals, and real-time SMS alerts for enhanced transaction visibility
Features and Benefits
The card includes secure EMV chip technology, online and POS usage, cash withdrawal options, and SMS-based transaction alerts. Customers enjoy quick issuance, simple replacement processes, and optional insurance facilitation depending on account type
Eligibility
Available to resident individuals holding eligible Savings or Current Accounts with TMB. Standard KYC documentation is required
Features, charges and daily limits
A personalized debit card with everyday banking convenience & global acceptance
Fees & Charges
| Parameter | Details |
|---|---|
| Eligibility | TMB Simple Savings Bank Account (SSSBA), TMB Small Simple Savings Bank Account (SSSSBA) |
| Joining Fee | NIL |
| Card Re-issue Fee | ₹200 + GST |
| PIN Re-generation Fee | ₹50 + GST |
| Annual Fee (from 2nd year onwards) | ₹150 + GST |
Usage Limits & Conditions
| Transaction Type | Maximum Limit (₹) |
|---|---|
| Cash Withdrawal Limit | ₹25,000 |
| POS (Point of Sale) Limit | ₹1,00,000 |
| E-Commerce (E-COM) Limit | ₹1,00,000 |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal Limit | 5 | ₹25,000 |
| POS Transactions | No ceiling | ₹1,00,000 |
| E-Commerce Transactions | No ceiling | ₹1,00,000 |
Transaction Limits & Frequency
| Transaction Type | No. of Transactions | Maximum Amount (₹) |
|---|---|---|
| Cash Withdrawal | 5 | ₹50,000 |
| Self Transfer | No ceiling | ₹5,00,000 |
| Third Party Transfer | No ceiling | ₹5,00,000 |
| Card-to-Card Transfer | 5 | ₹25,000 |
| Cardless Withdrawal (Remitter) | No ceiling | ₹50,000 |
| IMPS Transfer | No ceiling | ₹50,000 |
| POS Transactions | No ceiling | ₹5,00,000 |
| E-Commerce Transactions | No ceiling | ₹5,00,000 |
Frequently Asked Questions
Find answers to the most common questions about eligibility, benefits, and
features of the TMB Royal Savings Bank Account